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Phishing Warning

Loan agencies are being target by malicious individuals posing as representatives from financial institutions to extort money from unsuspecting clients.

Below you can find out everything you need to know about how to identify a phishing scam, and how to protect yourself in the future.

What are Phishing scams?

Phishing is a scam designed to gain access to banks accounts. You are asked to disclose your credit card account information, passwords and PINS, etc. Other forms of phishing might have you speaking to scammers posing as official members of your financial service providers. The scammers may ask you to change your PIN or password, claiming that your account has been compromised. Do not trust anyone contacting you on these terms.

Phishing schemes can be stumbled upon via pop-up adverts online, spam e-mail, spam commenting on supposedly “trusted” websites, and even through SMSs and via telephone calls.

How can I avoid being targeted by phishing?

Avoid, at all costs, engaging with contact of this nature. Do not give out your PINs, or passwords to anyone under any circumstances.

How can I be sure I'm dealing with the real EC Finance?

We will never contact you via a Gmail, Yahoo, Webmail, or any other e-mail addresses that are not an official e-mail address. We only accept loan applications through our official website: and we will never force you to apply for a loan or give out your personal details.

This is an image of our official application form located here:

ECFinance Application Form
  • Contact details

If you require more information or have any other questions,

please use the following contact information:

Phone: 087 943 2500 / 021 200 6010

Fax: 086 525 8611

We assist clients nationwide!

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  • Terms of Loans

Our payment terms for loans range from 1 month to 60 months

We comply with all NCR regulations

One set of rules for all credit and loan activities!

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Phishing & Scams
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  • Are Our Loans For You?
  • You don't need a bond or security for a Personal Loan
  • All credit profiles are welcome to apply for a Personal Loan
  • Our personal financial cash loans range from
    R1000 - R120 000
  • We offer flexible repayment periods on all financial loans

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  • We Assist Clients Nationwide!

We own a national branch and outlet infrastructure and our financial loan products range is comprehensive and flexible.

We are a compliant and regulatory sensitive loan provider and we encourage and promote responsible lending.

Our marketing drive is strong and focused, our branches are friendly and not intimidating.

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  • Manual Application

If you are having trouble with the online application form,

or would prefer to apply on paper, feel free to print out

our application for and fax it to us.

Everything you need to know is on the form.

Download the Form or Apply Online